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Friday Fun! Mortgage FAQ + Quiz

We are fast approaching the end of the second month of the year. Where does the time go? Winter is in the final stages, and the spring buying market is just around the corner, hopefully. I thought I'd take this...
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Home sales hit record in 2020, Canadian Real Estate Association reports

I want to start by apologizing for the number of information emails you may have received from me lately. In our continued effort to offer a smooth process for my clients, I adopted a new system, and like anything new,...
Jacquie’s Real Life HGTV Experience

Jacquie’s Real Life HGTV Experience!!!

If you’ve ever heard me say something like “oh, if you’re doing a major renovation, make sure your relationship is healthy” or “house building is a long, tough road but it will be worth it in the end”, you might...
Share Your Thoughts

Share Your Thoughts

One of my favourite things about being a mortgage broker is supporting clients AFTER their mortgage closes. I’m here to help you in any way I can and answer any questions that might pop up throughout the year. My business...
Benefits of Home Ownership

Benefits of Home Ownership

There are several reasons that home ownership can offer advantages compared to renting: Wealth accumulation by paying down debt in the form of mortgage payments, whereas rent pays a landlord's mortgage down. Your credit rating improves when you own a...
How Much House Is Right For You

How Much House Is Right For You?

Before you get your heart set on the big Colonial on the hill, you need to pin down some rather important financial details. Only then, will you know if you can afford Willow Crest or if it makes more sense...
Wrapping Your Head Around Mortgage Penalties

Wrapping Your Head Around Mortgage Penalties

You can scarcely go a week without hearing about mortgage rates in the news. There always seems to be something better out there! In the words of MoneySense magazine: “Being a homeowner with a mortgage can feel a bit like...
Packing Tips

Packing Tips

I have moved, and I have moved, and I have moved. Ok, I can say this at least eight times. Some might say I could be a pro packer. I am fast efficient, and what I pack does not break....
Mortgage Porting Explained

Mortgage Porting Explained

Porting your mortgage: The ability to move your existing mortgage to your new home. Why port your mortgage? The only reason to port your mortgage to your new home is to save paying the penalty. That's it. If you have a...
Purchase Plus Improvement

Purchase Plus Improvement

You've found the perfect home, but... Oh, that kitchen needs so much work. The carpet needs to be pulled up. The windows are so old. How can we afford a new roof, furnace, or cooling system? It would be perfect...