Collateral versus Standard Charge mortgages
More lenders today are moving towards collateral charge mortgages. Why? Because it glues you to “that” lender.
Bridge Financing What you need to know
A bridge loan is a short-term loan that you give yourself. You are borrowing money against your existing home’s sale to facilitate the down payment on the home you are purchasing.
Paying Property Taxes in Ottawa What are your choices?
Property taxes are a MAJOR monthly expense for all homeowners. The collection and portion of monthly property taxes are out of our control, but we have outlined below several payment options for your review…
Do You Know The Difference Between A Mortgage Broker and A Bank Mortgage Specialist?
I like to say, “I’m a one-trick pony.” Why? All I know is mortgages; this is what I do. It’s what I’ve done for the past fifteen years. I do not offer bank accounts, GICs, or RSP’s; although I am very fortunate to know many trusted professionals, I am honoured to refer my clients, if…
Mortgage Application Process
To help you understand the mortgage application process, I have created a simple outline of what you can expect to happen and when these tasks will occur.
Moving with Pets? Five MUST Do’s
I recently traveled across Canada with my pal, a four-legged, 20-pound tuxedo cat with a bad attitude, and the worse thing, he talks, yes, you heard me, he speaks. Well, not in sentences, but NOW, NO, Mama, hello. Often when clients listen to him when we’re on the phone, they’ll ask if I need to…
Understand Your Credit Score And How Credit Works For You
Here’s my coles notes version of how to use and keep a fantastic credit score. Below you find the technical reasons.
Thinking About Purchasing, Where To Start
Are you or someone you know thinking about purchasing but don’t know where to start? See below. I am here if you have questions. Call me. Qualifying today has never been more challenging. My initial questions would be, are you still working? How is the credit? Have you saved up a down payment? These are…
Financial Stress Tips
Let’s start with a reminder. This is a judgment-free zone. Taking advantage of the financial options available to you does not make you a failure or a cheat. It makes you a person with resources. Financial stress can take a toll on anyone’s mental health, at any time, especially when we feel the need to…