5 Ways To Improve Your Credit Score
I hope this email finds you happy and well. Unless you have been living under a rock, you know that your credit score plays a crucial role in obtaining a mortgage. Talk about credit scores is everywhere – on television ads, in apps, on social media. But how, exactly, does YOUR credit score affect YOUR…
A Fun Look At How Others See Your Home
We all think our homes are worth a million dollars, but you may be surprised to know that not everyone in the housing chain sees your home as you do. Check out the photos below, they will give you a glimpse at how real estate industry professionals value your home.
What does it mean to refinance?
“My friend rolled their car loan and other debt into their mortgage. Can you do that for us?” When someone says this to me, I know what they really want to do is use the equity they’ve built up in their home to help alleviate some of their financial pressure and freeup cash-flow. And, yes,…
The Ten Commandments of Buying a Home
When buying a home, there are sure-fire ways to cause hiccups at closing; on rare occasions, it has cost the client their purchase. Here’s a fun way of remembering what not to do, until you hold the keys to your home in your hands. The Ten Commandments of Buying a Home 1. Thou…
The Five “C”s of Credit
If you’re a newcomer to Canada, self-employed, working on commission, or have a poor credit history, you may think your chances of qualifying for a mortgage are slim. Think again! The trick is to see yourself through the eyes of a mortgage lender. The 5 C’s of Borrowing Mortgage lenders look for certain characteristics in…
Using Equity To Renovate Your Home
Selling your existing home and buying another home can be very costly and stressful. Suppose you like your current home or your location. In this case, you may want to consider staying where you are and renovating—allowing for you and your family to be more comfortable and provide for better personal enjoyment. There are many…
72 Hour Preparedness Do you know what to do?
When I first moved to Ottawa in 2006, I applied for a position and was accepted as a DM Disaster Management volunteer at the Canadian Red Cross. WOW! Did I get a wake-up call? I am so incredibly grateful for the experiences I shared with other volunteers, the knowledge, the skills, and understanding I gained…
How a Home Inventory List Can Protect The Things You Love
You are moved-in and settled. The paintings and family portraits are hung neatly on the walls. The boxes are all emptied and put away under the stairs; your house has now become your home. When we met and signed your documents, I joked and said, “You are going to die, we need to plan for…
What To Expect At The Lawyers Office
You found the right house for your lifestyle right now. You have the perfect mortgage that fits your financial needs; what’s next? Depending on your possession date, maybe you need to hurry up and pack? Request your utility and internet hookups and change your address, or perhaps you are on hold waiting and only packing…
