Blog
Walter Wisdom
Walter says: Stay curious. The right path often shows up when you’re paying attention, not when you’re forcing it. Walter 🐾🐾 This is the photo that started all the fun. To listen to the full interview, click the link. If you decide...
Credit Fear vs Credit Knowledge
I wasn’t taught how credit worked. I thought paying more than I owed would protect me. It didn’t. I tied up money I didn’t need to, it didn’t help my score, and I learned the hard way that smart credit...
Bank of Canada – Rate Drop, What Does This Mean?
The Bank of Canada rate is now 2.25%, this is not the rate you and I receive. MORTGAGE MOMENT The Bank of Canada has decreased its overnight lending rate by 25 basis points. The Bank of Canada’s primary responsibility is to keep inflation...
What is Title Insurance and Why does it matter??
Why Title Insurance Matters Title fraud is an increasingly common risk in Canada, especially for homeowners who’ve paid off their mortgage. Fraudsters can access public records to identify properties with no mortgage registered, making those homes easier targets. For many,...
Understanding the 5 Types of Insurance Involved in Home-ownership
Let’s be honest—insurance isn’t fun to pay for. Whether it’s home, auto, or life insurance, it can feel like every time you turn around, another premium is due. I feel it too. It’s frustrating. But here’s the truth: insurance exists...
The Bank of Canada, Rate Cuts, and Adjustable Mortgages
The Bank of Canada has decreased its overnight lending rate by 25 basis points. This is the first decrease we’ve seen since March. It seems that since COVID, everyone has become an expert on the Bank of Canada, but let’s...
Jacquie’s thoughts on mortgage rates
Segment title: Long-time client, first-time reader/listener Right now, things feel a little confusing. There’s a lot going on because mortgage rates in Canada aren’t driven solely by the Canadian economy. Fixed rates, for instance, are influenced by the Government of Canada...
30 Year Amortization for First Time Homebuyers
For many Canadians, owning a home feels increasingly out of reach. One potential solution that’s gaining attention is the option for a 30-year mortgage amortization. But what does this mean for you? What Is a 30-Year Amortization? A mortgage amortization period...
