Happy Canada Day

I have an overactive sense of fairness, which is one of my core values. Fairness means everything to me – it means everyone has the opportunity to enjoy the same benefits. I’ve struggled with some of the mortgage changes over the last few years, such as the stress test and income requirements. These changes, along…


How I Became A Mortgage Broker – April 2024 Newsletter

Have I ever told you how I became a mortgage agent? No, well, buckle up. I ran a
small consulting firm almost twenty years ago that helped home-based businesses
grow and go storefront and storefront businesses grow within their walls. It was
deeply satisfying.

Happy Summer

Is it Time to Lock into a Fixed Rate Mortgage?

This is Walter in his pride gear; Walter and I agree everyone deserves to be loved, to live as they wish and be who they want to be.  NOW that I have your attention – Please read. I sent this out a couple of weeks ago, but I don’t feel it was read. The information in the newsletter is…

Hand full of gold eggs

One Human’s Trash is Another Human’s Treasure 

Have you ever considered turning your unwanted possessions into something you need? In these times of fiscal restraint, it can be hard to find ways to cover the extra expenses, but have you thought of selling things you no longer need or enjoy?


The End of The Mortgage Pain Is On The Horizon

The good news, there are lots of good things to say now. First, we are ending the rate hikes.

Last Summer Days

Happy Summer

The housing market has slowed significantly, and the rates have risen, making it more challenging for some to purchase or refinance, never mind the expense…

Happy Summer

Happy Summer 2022

While you are reading this informative newsletter, please read to the bottom, and I hope you enjoy it.

Life is good on a coffee mug

The Times are changing… Again 

My past couple newsletters were about rates, economy and math; this newsletter will be a little more positive. 

Amoritization Example

The Tale Of Two Amortization Schedules As A Guideline; 

The Two Amortization Schedules Are Based On A Mortgage Of $750,000.00 – 25 Year Amortization

Cherry Blossoms in Bloom, May Newsletter

May Day! May Day

May Day, May Day! No, not really. But Mother Nature could turn up the heat a little, burrr.