Blog
What To Expect At The Lawyers Office
The costs associated with buying a home. Legal Fee: $1100.00 and upDisbursements: $450.00 - approx. These are expenses that the lawyer pays on your behalf, e.g., courier.Land Transfer Tax: $ (To be confirmed by the lawyer)Document Registration: $142.60 approximatelyTitle Insurance:...
Understanding The BoC & Prime Rate
Ok, more rate chat to clear up confusion - When the Bank of Canada lowers their rate, this is not a consumer rate - Read on for my response to a client email. From the client: Hi, It’s us again....
What Does It Mean to Be a Co-Signer for a Mortgage?
A co-signer can be the key to helping someone achieve homeownership when they don’t meet the necessary requirements on their own. Understanding what it means to be a co-signer and the implications involved is essential before committing to this responsibility....
Let’s Talk Mortgage Rates: Why Are Fixed Rates Going Up While the Bank of Canada Is Cutting Rates?
Wait, what? The Bank of Canada is lowering rates, but fixed mortgage rates are still on the rise? It seems like a contradiction. If you’re wondering how that’s possible, you’re in the right place. In this blog post, we’re pulling...
Happy Canada Day
I have an overactive sense of fairness, which is one of my core values. Fairness means everything to me – it means everyone has the opportunity to enjoy the same benefits. I’ve struggled with some of the mortgage changes over...
How I Became A Mortgage Broker – April 2024 Newsletter
Please take a moment to read my latest newsletter. Topics covered are: How I Became A Mortgage Broker Walter Update The Return of 30 Year Amortizations for First-Time Home Buyers Are Fixed Rate on the Rise? Read Newsletter
Is it Time to Lock into a Fixed Rate Mortgage?
This is Walter in his pride gear; Walter and I agree everyone deserves to be loved, to live as they wish and be who they want to be. NOW that I have your attention - Please read. I sent this out a couple of...
One Human’s Trash is Another Human’s Treasure
Turn Your Unwanted Possessions Into Something You Want Have you ever considered turning your unwanted possessions into something you need? In these times of fiscal restraint, it can be hard to find ways to cover the extra expenses, but have...
