Blog
Do I really have a choice? Mortgage options lenders can’t provide
Sometimes it feels like we don’t have a choice. We’re expected to just take what the banks give us, and accept it. But I’m telling you, you do have a choice. You’re not bound by what the bank offers you....
My best mortgage broker moment pt. 2
In part 1, we talked about how to really understand how a good mortgage broker gets you the right mortgage, you need to understand how lenders look at you using the 5 “C’s” of credit: Capacity - whether your income...
My best mortgage broker moment: pt. 1
Have you ever wondered if you wouldn’t be able to qualify for a mortgage, or that it would be so difficult it’s not even worth trying? You’re not alone. Many people ask themselves the same questions – either because they’re...
Your mortgage rate is too high? Focusing on the rate alone can cost you more
In Ottawa, when the Bank of Canada announces a change in its prime-lending rate, it’s always big news. The Mortgage Rate is Always News The media seeks out analysis from economists and banking and business experts. Inevitably, talk turns to...
You can’t beat the mortgage broker
One of the biggest misconceptions clients have is the difference between mortgage brokers and banks. Or rather, the lack thereof. Many just don’t know the difference. All they’re wondering is how to get a mortgage. That’s understandable because frankly, when...
Choice is good: Why would you limit your options?
“I’ve been banking with (fill-in-the-big-6-bank-name) for over 10/20/30 years!" So why choose a mortgage broker Ottawa? Here's why! Mortgage Brokers give you choice I hear this all the time. You’re loyal to your bank. Maybe your first savings account was...
When you Remortgage Your Home
Remortgage for a Refreshing Solution When life throws you lemons use your home equity to make lemonade! Your home equity can provide much needed financial support when it matters most, and a refinance mortgage can be the perfect solution to a...
Mortgage Transfers Make Sense
You have more choices than you think Need help with getting a mortgage but know you need a new financial partner? A mortgage transfer from another financial institution is easy and there are many reasons why you might want to...
Think you’re out of options? If You’re Self Employed, a Mortgage is Still Possible
Can I Get a Mortgage? Self employed mortgage? You’re thinking there’s no way. You’re thinking, with your credit rating, nobody’s going to approve you for a mortgage. Or you’re self-employed and don’t know where to start when trying to prove...
