GalleryWhy Choose An Accelerated Payment?
Accelerated payments are payments that increase slightly to allow you to pay down your mortgage faster. There are two common types of accelerated payments: bi-weekly and weekly...
GalleryAre we Mom broke or “actually” broke?
I mentioned last month that some people are choosing to stay in their home, renovating and making it their dream home. If you are interested in looking at you renovation options, finding the funds and how the process works, give me a call, I’m happy to help.
GalleryI keep a box at the backdoor
Spring is in the air! It is Spring, isn’t it? April has always been somewhat of a ‘bipolar’ month. One minute glorious or warm, and the next minute freezing rain, snow and cold. When it’s not going back and […]
GallerySpring Market Madness?
If you are a realtor in Ottawa and you are working with clients that are purchasing a home under $450,000.00 it will seem like madness. Due to the qualifying changes, we have seen a surge in multiple offers for […]
GalleryWhat’s going on with interest rates and how high will they go?
Happy February!
One of the issues that seem to be front and centre right now is interest rates, where are they going? How high can they go? Will we see a return of the 1980’s interest rates? Most importantly, am […]
GalleryBank of Canada Increase, What does it mean to you?
Once again with Bank of Canada has raised it’s overnight lending rate and Benchmark. Benchmark* is now 5.14% (This is the rate used to qualify for a mortgage) Prime is currently 3.45%.
GalleryFrugal Tips
2018! Do you remember when you were a kid and 2010 was so far away? And now, here we are 2018 with two more years until 2020. Each year I name my year, I give it a title, something to keep me mindful of my goal(s). This year the title is “Frugality Continues” my path to financial freedom. I’m not going to get preachy, (well maybe a little), but I like to call it passion. wink
GalleryNew Rules Effect Renewing and Refinancing
As you know everyone is talking about the NEW Stress Tests when getting a mortgage, & it is hard to stay on top of who and what this effects when buying.
GalleryMy Sit Down with Pierre Poilievre, MP for Nepean
Monday morning I had the opportunity to sit with Pierre Poilievre our MP for Nepean- Carleton and discuss mortgages.
Land Transfer Tax Refunds for First-Time Home Buyers
When you buy land or an interest in land in Ontario, you pay land transfer tax. First-time homebuyers of an eligible home may be eligible for a refund of all or part of the tax.
To claim a refund, you […]