Blog

What lenders look for when approving you for a mortgage

Purchasing a home is typically the largest purchase most people will make. There are a lot of factors to consider before you fill in the application.

See Ya 2018

Jacquie looks back on 2018 and looks forward to the New Year!

Mortgage Repayment(s) – The Perfect Holiday Gift

Let me show you why making a prepayment on your mortgage may just be the best holiday gift you can get yourself this season!

Back By Popular Demand

Have you ever put off doing something so long that it became embarrassing, but you had to jump in and do it anyway? That’s how I felt about writing this months newsletter, embarrassed because it has been so long. […]

Bank Of Canada Increase, What Does It Mean For You?

Yesterday, the Bank of Canada increased the overnight lending rate by .25%. What does this mean to you? If you have a line of credit or a variable or adjustable rate mortgage you will see an increase in your payment next month. How much of an increase will you see?

Why Choose An Accelerated Payment?

Accelerated payments are payments that increase slightly to allow you to pay down your mortgage faster. There are two common types of accelerated payments: bi-weekly and weekly...

Are we Mom broke or “actually” broke?

I mentioned last month that some people are choosing to stay in their home, renovating and making it their dream home. If you are interested in looking at you renovation options, finding the funds and how the process works, give me a call, I’m happy to help.

I keep a box at the backdoor

Spring is in the air!  It is Spring, isn’t it? April has always been somewhat of a ‘bipolar’ month.  One minute glorious or warm, and the next minute freezing rain, snow and cold.  When it’s not going back and […]

Spring Market Madness?

If you are a realtor in Ottawa and you are working with clients that are purchasing a home under $450,000.00 it will seem like madness. Due to the qualifying changes, we have seen a surge in multiple offers for […]

What’s going on with interest rates and how high will they go?

Happy February!

One of the issues that seem to be front and centre right now is interest rates, where are they going? How high can they go? Will we see a return of the 1980’s interest rates? Most importantly, am […]