When you Remortgage Your Home

Remortgage for a Refreshing Solution When life throws you lemons use your home equity to make lemonade! Your home equity can provide much needed financial support when it matters most, and a refinance mortgage can be the perfect solution to a touch situation. Life’s Full of Surprises There are all sorts of challenges that you can’t…

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Mortgage Transfers Make Sense

You have more choices than you think Need help with getting a mortgage but know you need a new financial partner? A mortgage transfer from another financial institution is easy and there are many reasons why you might want to do this. Among them are: Better service A better interest rate, and Greater repayment flexibility.  Mortgage Transfers…

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Understanding the Credit Bureau

If you are looking for a mortgage Ottawa residents would do well to understand the Credit Bureau. A credit bureau is a company that collects information from various sources and provides consumer credit information on individual consumers for a variety of uses. What You Need to Know to Get Your Mortgage Ottawa It is an…

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It’s Time to Renew

Don’t Fall For the Trap A renewal is like a fresh start, so don’t get caught by the banks! When a term is coming to a close, most Canadian banks will send a mortgage renewal notice in the mail a few months before the term is up. At this time the banks tend to take…

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Debt Consolidation

Want to decrease your monthly payments and increase your monthly cash flow? Debt consolidation using your home equity can be a smart way of achieving both. With a refinance mortgage, you can make a strong, positive difference on your family’s financial situation. Debt Consolidation Can: Help increase your credit score Offer simplicity of one payment…

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Understanding Your Credit Score

Driven by the financial industries desire for an equitable method of comparing the credit worthiness of borrowers, Fair Isaac & Co developed a credit measurement tool in the 1950′s called the FICO score in Canada it’s called a Beacon score. Today it is considered to be the industry standard. The BEACON Score The three most recognized credit reporting…

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How to Get a Mortgage: The Credit Bureau

Mortgages Made Easy If there’s one organization people are afraid of, it is often the “Credit Bureau”. But usually, that’s because they are not well understood. A credit bureau is a company that collects information from various sources and provides consumer credit information on individual consumers for a variety of uses. It is an organization…

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It’s about Knowledge, Convenience and Choice!

It’s about Knowledge, Convenience and Choice! I am often asked why people should use a Mortgage Broker instead of going to their banking institution. Mortgage Brokers do not work for any specific lending establishment and typically we do not lend money but rather put you in touch with those who do. Brokers are aware of…

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First Time Home Buyers

How to Get a Mortgage Are you tired of renting and are ready to buy? Want to become a first time home buyer?  Great! Buying your first home is a big financial decision and can be an overwhelming process, but with the right mortgage broker it can be easier for you! “Even though we’re seniors,…

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