Blog
When it’s time to rebuild: Using your mortgage to recover financially
Your mortgage is probably the largest debt you’ll ever take on. Signing a binding contract that instantly puts you hundreds of thousands of dollars into debt can be a daunting notion, even for those who aren’t first-time homebuyers. But taking...
Pragmatic advice in tough financial times
We all fall on hard times. All. Of. Us. Even some of the world’s wealthiest people have made and lost fortunes. But many, facing tough times and having to start over from nothing, were able to bounce back and remake...
Do I really have a choice? Mortgage options lenders can’t provide
Sometimes it feels like we don’t have a choice. We’re expected to just take what the banks give us, and accept it. But I’m telling you, you do have a choice. You’re not bound by what the bank offers you....
My best mortgage broker moment pt. 2
In part 1, we talked about how to really understand how a good mortgage broker gets you the right mortgage, you need to understand how lenders look at you using the 5 “C’s” of credit: Capacity - whether your income...
My best mortgage broker moment: pt. 1
Have you ever wondered if you wouldn’t be able to qualify for a mortgage, or that it would be so difficult it’s not even worth trying? You’re not alone. Many people ask themselves the same questions – either because they’re...
Your mortgage rate is too high? Focusing on the rate alone can cost you more
In Ottawa, when the Bank of Canada announces a change in its prime-lending rate, it’s always big news. The Mortgage Rate is Always News The media seeks out analysis from economists and banking and business experts. Inevitably, talk turns to...
You can’t beat the mortgage broker
One of the biggest misconceptions clients have is the difference between mortgage brokers and banks. Or rather, the lack thereof. Many just don’t know the difference. All they’re wondering is how to get a mortgage. That’s understandable because frankly, when...
Choice is good: Why would you limit your options?
“I’ve been banking with (fill-in-the-big-6-bank-name) for over 10/20/30 years!" So why choose a mortgage broker Ottawa? Here's why! Mortgage Brokers give you choice I hear this all the time. You’re loyal to your bank. Maybe your first savings account was...
