Blog

My Covid Life in Images

My Covid Life in Images

20 April 2020
I came home from sunny Barbados on March 10th, quarantine was not in effect at this point but knowing shelter in place and travel quarantine was coming, I quickly prepared for our isolation at home. Klaus arrived home on March...
Bank of Canada Rate Drops But It Has Not Floated Down To Consumers

Bank of Canada Rate Drops But It Has Not Floated Down To Consumers.

7 April 2020
Are you wondering why some interest rates are going up while others have gone down? How you can use the lower rates to your advantage? And what about mortgage deferrals - are they a good idea if you're in a...
Newspaper Mortgage Rate chart

Explanation of fixed and variable

30 March 2020
  Let’s talk about rates! Here’s the short story. Yes, the Bank of Canada dropped its interest rate. But it doesn’t affect all mortgages. Specifically, if you have a fixed rate there are no changes for you.  Now for the...
sip savor summer

Sip. Savor. Summer.

1 August 2019
Well Hello,  Its been a very long time since I wrote an opening to a newsletter. I feel rusty and out of practice. Have you ever put something off for so long that by the time you had to do...
Happy First Day of Spring

Happy First Day of Spring!! 

20 March 2019
This is my first Newsletter of 2019 as I dial back the newsletters to quarterly. I will still continue to send out important announcements as needed. This newsletter will cover both, it's the first quarter as in its spring and...
See Ya 2018

See Ya 2018

20 December 2018
Good Bye 2018, see you again. Never! Well, that sounded rather sassy. A year in reflection. My first thoughts of, "hey how was your year?"  Meh! Challenging. Stressful. But was it actually? Upon further investigation, I realized that the challenges brought me...
Mortgage Repayment(s) – The Perfect Holiday Gift

Mortgage Repayment(s) – The Perfect Holiday Gift

5 December 2018
Written by DLC agent Ryan Oake Do you know what kind of prepayment privileges you currently have with your mortgage? Does your current lender allow you to make a 10% prepayment or a 20% prepayment on your principle amount? Can...
Back By Popular Demand

Back By Popular Demand

22 November 2018
Have you ever put off doing something so long that it became embarrassing, but you had to jump in and do it anyway? That's how I felt about writing this months newsletter, embarrassed because it has been so long. Sure,...
Bank of Canada Increase, What does it mean to you

Bank Of Canada Increase, What Does It Mean For You?

17 July 2018
Yesterday, the Bank of Canada increased the overnight lending rate by .25%. What does this mean to you? If you have a line of credit or a variable or adjustable rate mortgage you will see an increase in your payment...
Why Choose An Accelerated Payment

Why Choose An Accelerated Payment?

21 June 2018
Accelerated payments are payments that increase slightly to allow you to pay down your mortgage faster. There are two common types of accelerated payments: bi-weekly and weekly. Of the two options, bi-weekly accelerated is the most common choice because it...