Blog
Is Rate the Most Important?
Mortgage clients frequently tell me, "I need the best mortgage rate; what rate do you offer?" Rates today are not that simple, period. If you ask me, what's your best mortgage rate? My response will be, I don't know, what's your...
Mortgage Repayment Options Explained
So you've got you're mortgage approval, now the lender gives you the choice of several repayment options. You've heard about the standard monthly payments but what's semi-monthly or accelerated bi-weekly? Which one can save you the most amount in interest...
Let’s Boost Your Score
There's a virtual credit file with your name on it. When it comes time to apply for your mortgage, everything in this file and how you managed credit use until now, will determine if you will achieve financing, how much...
5 Ways To Improve Your Credit Score
I hope this email finds you happy and well. Unless you have been living under a rock, you know that your credit score plays a crucial role in obtaining a mortgage. Talk about credit scores is everywhere - on television...
A Fun Look At How Others See Your Home
We all think our homes are worth a million dollars, but you may be surprised to know that not everyone in the housing chain sees your home as you do. Check out the photos below, they will give you a...
What does it mean to refinance?
“My friend rolled their car loan and other debt into their mortgage. Can you do that for us?” When someone says this to me, I know what they really want to do is use the equity they’ve built up in...
The Ten Commandments of Buying a Home
When buying a home, there are sure-fire ways to cause hiccups at closing; on rare occasions, it has cost the client their purchase. Here’s a fun way of remembering what not to do, until you hold the keys to...
The Five “C”s of Credit
If you're a newcomer to Canada, self-employed, working on commission, or have a poor credit history, you may think your chances of qualifying for a mortgage are slim. Think again! The trick is to see yourself through the eyes of...
