How a Home Inventory List Can Protect The Things You Love

How a Home Inventory List Can Protect The Things You Love

You are moved-in and settled. The paintings and family portraits are hung neatly on the walls. The boxes are all emptied and put away under the stairs; your house has now become your home. When we met and signed your documents, I joked and said, “You are going to die, we need to plan for…

What To Expect At The Lawyers Office

What To Expect At The Lawyers Office

You found the right house for your lifestyle right now. You have the perfect mortgage that fits your financial needs; what’s next? Depending on your possession date, maybe you need to hurry up and pack? Request your utility and internet hookups and change your address, or perhaps you are on hold waiting and only packing…

Collateral versus Standard Charge mortgages

Collateral versus Standard Charge mortgages

More lenders today are moving towards collateral charge mortgages. Why? Because it glues you to “that” lender.

Bridge Financing What you need to know

Bridge Financing What you need to know

A bridge loan is a short-term loan that you give yourself. You are borrowing money against your existing home’s sale to facilitate the down payment on the home you are purchasing. 

Paying Property Taxes in Ottawa What are your choices

Paying Property Taxes in Ottawa What are your choices?

Property taxes are a MAJOR monthly expense for all homeowners. The collection and portion of monthly property taxes are out of our control, but we have outlined below several payment options for your review…

Do You Know The Difference Between A Mortgage Broker and A Bank Mortgage Specialist

Do You Know The Difference Between A Mortgage Broker and A Bank Mortgage Specialist?

I like to say, “I’m a one-trick pony.” Why? All I know is mortgages; this is what I do. It’s what I’ve done for the past fifteen years. I do not offer bank accounts, GICs, or RSP’s; although I am very fortunate to know many trusted professionals, I am honoured to refer my clients, if…

Mortgage Application Process

Mortgage Application Process

To help you understand the mortgage application process, I have created a simple outline of what you can expect to happen and when these tasks will occur.

moving with pets

Moving with Pets? Five MUST Do’s

I recently traveled across Canada with my pal, a four-legged, 20-pound tuxedo cat with a bad attitude, and the worse thing, he talks, yes, you heard me, he speaks. Well, not in sentences, but NOW, NO, Mama, hello. Often when clients listen to him when we’re on the phone, they’ll ask if I need to…

Understand Your Credit Score And How Credit Works For You

Understand Your Credit Score And How Credit Works For You

Here’s my coles notes version of how to use and keep a fantastic credit score. Below you find the technical reasons.

Newspaper Mortgage Rate chart

Fixed Vs. Variable Rate

What’s better, a fixed rate or a variable/adjustable rate?