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Let’s Talk Mortgage Rates: Why Are Fixed Rates Going Up While the Bank of Canada Is Cutting Rates?

Let’s Talk Mortgage Rates: Why Are Fixed Rates Going Up While the Bank of Canada Is Cutting Rates?

Wait, what? The Bank of Canada is lowering rates, but fixed mortgage rates are still on the rise? It seems like a contradiction. If you’re wondering how that’s possible, you’re in the right place. In this blog post, we’re pulling...
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How I Became A Mortgage Broker – April 2024 Newsletter

Please take a moment to read my latest newsletter. Topics covered are: How I Became A Mortgage Broker Walter Update The Return of 30 Year Amortizations for First-Time Home Buyers Are Fixed Rate on the Rise? Read Newsletter
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Home sales hit record in 2020, Canadian Real Estate Association reports

I want to start by apologizing for the number of information emails you may have received from me lately. In our continued effort to offer a smooth process for my clients, I adopted a new system, and like anything new,...
Jacquie’s Real Life HGTV Experience

Jacquie’s Real Life HGTV Experience!!!

If you’ve ever heard me say something like “oh, if you’re doing a major renovation, make sure your relationship is healthy” or “house building is a long, tough road but it will be worth it in the end”, you might...
How Much House Is Right For You

How Much House Is Right For You?

Before you get your heart set on the big Colonial on the hill, you need to pin down some rather important financial details. Only then, will you know if you can afford Willow Crest or if it makes more sense...
Mortgage Porting Explained

Mortgage Porting Explained

Porting your mortgage: The ability to move your existing mortgage to your new home. Why port your mortgage? The only reason to port your mortgage to your new home is to save paying the penalty. That's it. If you have a...
Working With A Builder

Working With A Builder 

When you buy a home from a builder, the salesperson is selling you a dream of a future life, not the reality of the process in the present moment. Let's take a closer look at the overall process when purchasing...
5 Ways To Improve Your Credit Score

5 Ways To Improve Your Credit Score

I hope this email finds you happy and well. Unless you have been living under a rock, you know that your credit score plays a crucial role in obtaining a mortgage. Talk about credit scores is everywhere - on television...
Paying Property Taxes in Ottawa What are your choices

Paying Property Taxes in Ottawa What are your choices?

Property taxes are a MAJOR monthly expense for all homeowners. The collection and portion of monthly property taxes are out of our control, but we have outlined below several payment options for your review: OPTION #1 - Pre Authorized debit...
Mortgage Repayment(s) – The Perfect Holiday Gift

Mortgage Repayment(s) – The Perfect Holiday Gift

Written by DLC agent Ryan Oake Do you know what kind of prepayment privileges you currently have with your mortgage? Does your current lender allow you to make a 10% prepayment or a 20% prepayment on your principle amount? Can...