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Cherry Blossoms in Bloom, May Newsletter

May Day! May Day

May Day, May Day! No, not really. But Mother Nature could turn up the heat a little, burrr.   Since the global financial crisis of 2008, we have been enjoying the high life; yes, yes, we have. Money has been...
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Inflation, The Bank of Canada, and Rising Rates. YAWN!

Happy New Year!! The first newsletter of the year should be filled with light and fluffy news, right? Wrong! Today, we will chat about inflation, the Bank of Canada, and rising rates. YAWN! Ok, there will be a Walter update...
Home Maintenance Checklist

Home Maintenance Checklist

I hope this email finds you well and ready to roll-up your sleeves. As a homeowner, you may find it challenging to keep track of the numerous maintenance tasks required to keep your home healthy and in tip-top shape. Trust...

 Canada Housing Market: Slower Price Growth

Just when you thought you heard enough about housing, here’s more.  The housing market is now showing signs of returning to earth.   The COVID-19 pandemic drove massive activity in the Canadian housing market. The drop in interest rates, combined...

What really happened in 2020?? 

For those who are statistics minded. Find the Residential Mortgage Industry Report for 2020. Enjoy.  Download Report
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Who wants to be a mortgage broker??? I do, I do!

One of the hardest things I have to do in my job is to explain why someone does not qualify for a mortgage. Why do I have to use a particular equation or can't use the income, or why will...
Benefits of Home Ownership

Benefits of Home Ownership

There are several reasons that home ownership can offer advantages compared to renting: Wealth accumulation by paying down debt in the form of mortgage payments, whereas rent pays a landlord's mortgage down. Your credit rating improves when you own a...
How Much House Is Right For You

How Much House Is Right For You?

Before you get your heart set on the big Colonial on the hill, you need to pin down some rather important financial details. Only then, will you know if you can afford Willow Crest or if it makes more sense...
Wrapping Your Head Around Mortgage Penalties

Wrapping Your Head Around Mortgage Penalties

You can scarcely go a week without hearing about mortgage rates in the news. There always seems to be something better out there! In the words of MoneySense magazine: “Being a homeowner with a mortgage can feel a bit like...
Working With A Builder

Working With A Builder 

When you buy a home from a builder, the salesperson is selling you a dream of a future life, not the reality of the process in the present moment. Let's take a closer look at the overall process when purchasing...