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Mortgage Co-Signer

What Does It Mean to Be a Co-Signer for a Mortgage?

A co-signer can be the key to helping someone achieve homeownership when they don’t meet the necessary requirements on their own. Understanding what it means to be a co-signer and the implications involved is essential before committing to this responsibility....
Let’s Talk Mortgage Rates: Why Are Fixed Rates Going Up While the Bank of Canada Is Cutting Rates?

Let’s Talk Mortgage Rates: Why Are Fixed Rates Going Up While the Bank of Canada Is Cutting Rates?

Wait, what? The Bank of Canada is lowering rates, but fixed mortgage rates are still on the rise? It seems like a contradiction. If you’re wondering how that’s possible, you’re in the right place. In this blog post, we’re pulling...
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How I Became A Mortgage Broker – April 2024 Newsletter

Please take a moment to read my latest newsletter. Topics covered are: How I Became A Mortgage Broker Walter Update The Return of 30 Year Amortizations for First-Time Home Buyers Are Fixed Rate on the Rise? Read Newsletter
Cherry Blossoms in Bloom, May Newsletter

May Day! May Day

May Day, May Day! No, not really. But Mother Nature could turn up the heat a little, burrr.   Since the global financial crisis of 2008, we have been enjoying the high life; yes, yes, we have. Money has been...
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Inflation, The Bank of Canada, and Rising Rates. YAWN!

Happy New Year!! The first newsletter of the year should be filled with light and fluffy news, right? Wrong! Today, we will chat about inflation, the Bank of Canada, and rising rates. YAWN! Ok, there will be a Walter update...
Home Maintenance Checklist

Home Maintenance Checklist

I hope this email finds you well and ready to roll-up your sleeves. As a homeowner, you may find it challenging to keep track of the numerous maintenance tasks required to keep your home healthy and in tip-top shape. Trust...

 Canada Housing Market: Slower Price Growth

Just when you thought you heard enough about housing, here’s more.  The housing market is now showing signs of returning to earth.   The COVID-19 pandemic drove massive activity in the Canadian housing market. The drop in interest rates, combined...

What really happened in 2020?? 

For those who are statistics minded. Find the Residential Mortgage Industry Report for 2020. Enjoy.  Download Report
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Who wants to be a mortgage broker??? I do, I do!

One of the hardest things I have to do in my job is to explain why someone does not qualify for a mortgage. Why do I have to use a particular equation or can't use the income, or why will...
Benefits of Home Ownership

Benefits of Home Ownership

There are several reasons that home ownership can offer advantages compared to renting: Wealth accumulation by paying down debt in the form of mortgage payments, whereas rent pays a landlord's mortgage down. Your credit rating improves when you own a...