Blog

Who wants to be a mortgage broker??? I do, I do!
17 June 2021
One of the hardest things I have to do in my job is to explain why someone does not qualify for a mortgage. Why do I have to use a particular equation or can't use the income, or why will...

Benefits of Home Ownership
6 November 2020
There are several reasons that home ownership can offer advantages compared to renting: Wealth accumulation by paying down debt in the form of mortgage payments, whereas rent pays a landlord's mortgage down. Your credit rating improves when you own a...

How Much House Is Right For You?
6 November 2020
Before you get your heart set on the big Colonial on the hill, you need to pin down some rather important financial details. Only then, will you know if you can afford Willow Crest or if it makes more sense...

Wrapping Your Head Around Mortgage Penalties
6 November 2020
You can scarcely go a week without hearing about mortgage rates in the news. There always seems to be something better out there! In the words of MoneySense magazine: “Being a homeowner with a mortgage can feel a bit like...

Working With A Builder
6 November 2020
When you buy a home from a builder, the salesperson is selling you a dream of a future life, not the reality of the process in the present moment. Let's take a closer look at the overall process when purchasing...

How to Consolidate Your Debt and Save
6 November 2020
Financial stress is the worst. It's a heavy monkey to carry on your back. Are you looking for a simple way to pay off credit card debt faster? There are solutions. One of the keys to paying off credit card...

Is Rate the Most Important?
6 November 2020
Mortgage clients frequently tell me, "I need the best mortgage rate; what rate do you offer?" Rates today are not that simple, period. If you ask me, what's your best mortgage rate? My response will be, I don't know, what's your...

Mortgage Repayment Options Explained
6 November 2020
So you've got you're mortgage approval, now the lender gives you the choice of several repayment options. You've heard about the standard monthly payments but what's semi-monthly or accelerated bi-weekly? Which one can save you the most amount in interest...