If you are a realtor in Ottawa and you are working with clients that are purchasing a home under $450,000.00 it will seem like madness. Due to the qualifying changes, we have seen a surge in multiple offers for homes in the under $450,000.00 market. Crazy!

Read on to see what’s happening in the rest of Canada.

Solvent Family – March Break

March break, keeping the kids busy, holiday and now back to business. The Solvent family is just like you and me. They took a little time to think about their goals, they enjoyed spring break in the sun and spending quality time with the kids but now, the bills are coming in, and it feels like post-Christmas all over again. Did you spend some time looking at your financial goals, life goals, personal goals this spring? Did you write them down? If you don’t have a plan, you don’t know where you’re going? I’m reattaching the budget and if you have not done so already, gather up the six months worth of statements and find out where your money is going? IF you don’t know where it’s going, you can’t find ways to save it. Here’s a thought, take a deep dive into your children’s activities, what are they actually costing you. What are the expenses that are eating away at your wallet?  Next, you will meet Judith Cane, many of you have heard me speak of her, she’s a genius when it comes to personal and family finance. She has a seminar coming up. Check it out. She’s worth it.

Budget for Mortgage Application

Advice From An Expert

Today I would like to introduce you to Judith Cane, a friend and a sassy woman I admire. When I was single, I was great with money. Before me, Klaus was great with his money. Together, we were a bit of a mess, we needed to get used to working as a couple. Enter Judy to help us learn how to work as a team. I’m not going to say it was easy, but it was worth it. We needed to be on the same financial page. I encourage you to have the tough talks, tough talks are good for a happy home.

 

Judith Cane | Canada’s Money Coach.  If you are looking for help … you are in the right place.

Judith Cane is Canada’s Money Coach and has worked in the financial services industry for 27 years.  As a result, she has worked with hundreds of clients to create a clear picture of their financial situation. She helps build a realistic spend & save plan. Next, she helps implement a “Get Out of Debt and Stay There” strategy and clients can achieve their financial goals.

http://www.judithcane.com/workshops/

http://www.judithcane.com/2015/01/52-week-challenge/