Blog

What To Expect At The Lawyers Office
16 January 2025
The costs associated with buying a home. Legal Fee: $1100.00 and upDisbursements: $450.00 - approx. These are expenses that the lawyer pays on your behalf, e.g., courier.Land Transfer Tax: $ (To be confirmed by the lawyer)Document Registration: $142.60 approximatelyTitle Insurance:...

Understanding The BoC & Prime Rate
8 January 2025
Ok, more rate chat to clear up confusion - When the Bank of Canada lowers their rate, this is not a consumer rate - Read on for my response to a client email. From the client: Hi, It’s us again....

What Does It Mean to Be a Co-Signer for a Mortgage?
7 January 2025
A co-signer can be the key to helping someone achieve homeownership when they don’t meet the necessary requirements on their own. Understanding what it means to be a co-signer and the implications involved is essential before committing to this responsibility....

Let’s Talk Mortgage Rates: Why Are Fixed Rates Going Up While the Bank of Canada Is Cutting Rates?
9 October 2024
Wait, what? The Bank of Canada is lowering rates, but fixed mortgage rates are still on the rise? It seems like a contradiction. If you’re wondering how that’s possible, you’re in the right place. In this blog post, we’re pulling...

How I Became A Mortgage Broker – April 2024 Newsletter
24 April 2024
Please take a moment to read my latest newsletter. Topics covered are: How I Became A Mortgage Broker Walter Update The Return of 30 Year Amortizations for First-Time Home Buyers Are Fixed Rate on the Rise? Read Newsletter

May Day! May Day
5 May 2022
May Day, May Day! No, not really. But Mother Nature could turn up the heat a little, burrr. Since the global financial crisis of 2008, we have been enjoying the high life; yes, yes, we have. Money has been...

Inflation, The Bank of Canada, and Rising Rates. YAWN!
27 January 2022
Happy New Year!! The first newsletter of the year should be filled with light and fluffy news, right? Wrong! Today, we will chat about inflation, the Bank of Canada, and rising rates. YAWN! Ok, there will be a Walter update...

Home Maintenance Checklist
6 November 2021
I hope this email finds you well and ready to roll-up your sleeves. As a homeowner, you may find it challenging to keep track of the numerous maintenance tasks required to keep your home healthy and in tip-top shape. Trust...

Canada Housing Market: Slower Price Growth
31 October 2021
Just when you thought you heard enough about housing, here’s more. The housing market is now showing signs of returning to earth. The COVID-19 pandemic drove massive activity in the Canadian housing market. The drop in interest rates, combined...