Jacquie’s Real Life HGTV Experience!!!
If you’ve ever heard me say something like “oh, if you’re doing a major renovation, make sure your relationship is healthy” or “house building is a long, tough road but it will be worth it in the end”, you might wonder if I have a touch of personal experience behind those words of wisdom.
Share Your Thoughts
One of my favourite things about being a mortgage broker is supporting clients AFTER their mortgage closes. I’m here to help you in any way I can and answer any questions that might pop up throughout the year. My business is built on the generous referrals of family and friends and I know that newly…
Benefits of Home Ownership
There are several reasons that home ownership can offer advantages compared to renting: Wealth accumulation by paying down debt in the form of mortgage payments, whereas rent pays a landlord’s mortgage down. Your credit rating improves when you own a home. Over time, your net worth increases allowing you to establish a preferred status with…
How Much House Is Right For You?
Before you get your heart set on the big Colonial on the hill, you need to pin down some rather important financial details. Only then, will you know if you can afford Willow Crest or if it makes more sense to aim for Shady Hollow. As part of my service I will help you estimate…
Wrapping Your Head Around Mortgage Penalties
You can scarcely go a week without hearing about mortgage rates in the news. There always seems to be something better out there! In the words of MoneySense magazine: “Being a homeowner with a mortgage can feel a bit like you’ve ordered the chicken dinner before realizing there was a steak special.” No matter which…
Packing Tips
I have moved, and I have moved, and I have moved. Ok, I can say this at least eight times. Some might say I could be a pro packer. I am fast efficient, and what I pack does not break. Well, most of the time. Here are my favourite packing tips. Invest in packing paper…
Mortgage Porting Explained
Porting your mortgage: The ability to move your existing mortgage to your new home. Why port your mortgage? The only reason to port your mortgage to your new home is to save paying the penalty. That’s it. If you have a great rate on your existing mortgage, you will want to keep that rate? Especially if…
Purchase Plus Improvement
You’ve found the perfect home, but… Oh, that kitchen needs so much work. The carpet needs to be pulled up. The windows are so old. How can we afford a new roof, furnace, or cooling system? It would be perfect if there were an ensuite. Did you see that basement? It needs so much work.…
Working With A Builder
When you buy a home from a builder, the salesperson is selling you a dream of a future life, not the reality of the process in the present moment. Let’s take a closer look at the overall process when purchasing a newly built home. Once you have decided on a builder, you will follow their…
How to Consolidate Your Debt and Save
Financial stress is the worst. It’s a heavy monkey to carry on your back. Are you looking for a simple way to pay off credit card debt faster? There are solutions. One of the keys to paying off credit card debt is to commit to a fixed monthly payment, targeting one card at a time,…
