The Magic of Kindness: A Christmas Story from London Drugs
As we kick off a new year, I wanted to share a deeply personal story that reminded me how life’s smallest moments can lead to the most profound connections.
What To Expect At The Lawyers Office
The costs associated with buying a home. Legal Fee: $1100.00 and upDisbursements: $450.00 – approx. These are expenses that the lawyer pays on your behalf, e.g., courier.Land Transfer Tax: $ (To be confirmed by the lawyer)Document Registration: $142.60 approximatelyTitle Insurance: $300.00, approximatelyProperty Tax Adjustment/Holdback: As adjusted by the lawyer. Please Note: Depending on the transaction’s…
Understanding The BoC & Prime Rate
Ok, more rate chat to clear up confusion – When the Bank of Canada lowers their rate, this is not a consumer rate – Read on for my response to a client email.
What Does It Mean to Be a Co-Signer for a Mortgage?
A co-signer can be the key to helping someone achieve homeownership when they don’t meet the necessary requirements on their own.
Let’s Talk Mortgage Rates: Why Are Fixed Rates Going Up While the Bank of Canada Is Cutting Rates?
Wait, what? The Bank of Canada is lowering rates, but fixed mortgage rates are still on the rise? It seems like a contradiction. If you’re wondering how that’s possible, you’re in the right place. In this blog post, we’re pulling back the curtain on how the bond market plays a key role in shaping fixed…
Happy Canada Day
I have an overactive sense of fairness, which is one of my core values. Fairness means everything to me – it means everyone has the opportunity to enjoy the same benefits. I’ve struggled with some of the mortgage changes over the last few years, such as the stress test and income requirements. These changes, along…
How I Became A Mortgage Broker – April 2024 Newsletter
Have I ever told you how I became a mortgage agent? No, well, buckle up. I ran a
small consulting firm almost twenty years ago that helped home-based businesses
grow and go storefront and storefront businesses grow within their walls. It was
deeply satisfying.
Is it Time to Lock into a Fixed Rate Mortgage?
This is Walter in his pride gear; Walter and I agree everyone deserves to be loved, to live as they wish and be who they want to be. NOW that I have your attention – Please read. I sent this out a couple of weeks ago, but I don’t feel it was read. The information in the newsletter is…
