My best mortgage broker moment pt1

My best mortgage broker moment: pt. 1

Have you ever wondered if you wouldn’t be able to qualify for a mortgage, or that it would be so difficult it’s not even worth trying? You’re not alone. Many people ask themselves the same questions – either because they’re...
Newspaper Mortgage Rate chart

Your mortgage rate is too high? Focusing on the rate alone can cost you more

In Ottawa, when the Bank of Canada announces a change in its prime-lending rate, it’s always big news. The Mortgage Rate is Always News The media seeks out analysis from economists and banking and business experts. Inevitably, talk turns to...
You can’t beat the mortgage broker

You can’t beat the mortgage broker

One of the biggest misconceptions clients have is the difference between mortgage brokers and banks. Or rather, the lack thereof. Many just don’t know the difference. All they’re wondering is how to get a mortgage. That’s understandable because frankly, when...
Choice is good

Choice is good: Why would you limit your options?

“I’ve been banking with (fill-in-the-big-6-bank-name) for over 10/20/30 years!" So why choose a mortgage broker Ottawa? Here's why! Mortgage Brokers give you choice I hear this all the time. You’re loyal to your bank. Maybe your first savings account was...
When you Remortgage Your Home

When you Remortgage Your Home

Remortgage for a Refreshing Solution When life throws you lemons use your home equity to make lemonade! Your home equity can provide much needed financial support when it matters most, and a refinance mortgage can be the perfect solution to a...
Mortgage Transfers Make Sense

Mortgage Transfers Make Sense

You have more choices than you think Need help with getting a mortgage but know you need a new financial partner? A mortgage transfer from another financial institution is easy and there are many reasons why you might want to...
Think you’re out of options

Think you’re out of options? If You’re Self Employed, a Mortgage is Still Possible

Can I Get a Mortgage? Self employed mortgage? You’re thinking there’s no way. You’re thinking, with your credit rating, nobody’s going to approve you for a mortgage. Or you’re self-employed and don’t know where to start when trying to prove...
Understanding the Credit Bureau

Understanding the Credit Bureau

If you are looking for a mortgage Ottawa residents would do well to understand the Credit Bureau. A credit bureau is a company that collects information from various sources and provides consumer credit information on individual consumers for a variety...
It’s Time to Renew

It’s Time to Renew

Don’t Fall For the Trap A renewal is like a fresh start, so don’t get caught by the banks! When a term is coming to a close, most Canadian banks will send a mortgage renewal notice in the mail a...
Debt Consolidation

Debt Consolidation

Want to decrease your monthly payments and increase your monthly cash flow? Debt consolidation using your home equity can be a smart way of achieving both. With a refinance mortgage, you can make a strong, positive difference on your family’s...